--- title: WSRB Blog | Insurance Industry description: Insurance Industry | Get the latest updates on property insurance industry trends and WSRB product launches and learn how to get the most from your subscription. --- [![Go to WSRB](https://www1.wsrb.com/hs-fs/hubfs/images/logos/wsrb-logo-white.png?width=120&height=20&name=wsrb-logo-white.png "Go to WSRB")](https://www1.wsrb.com/) [![Go to BuildingMetrix](https://www1.wsrb.com/hs-fs/hubfs/buildingmetrix/logo/inactive-BMI-1.png?width=140&height=23&name=inactive-BMI-1.png "Go to BuildingMetrix")](https://www.buildingmetrix.com/) [![Washington Surveying & Rating Bureau logo](https://www1.wsrb.com/hs-fs/hubfs/images/logos/wsrb-horiz-logo-rgb.png?width=150&height=51&name=wsrb-horiz-logo-rgb.png "Washington Surveying & Rating Bureau logo")](https://www1.wsrb.com/) [![CREATE AN ACCOUNT](https://no-cache.hubspot.com/cta/default/2459360/aa915923-2069-489f-ac4c-7946d6a68368.png)](https://cta-redirect.hubspot.com/cta/redirect/2459360/aa915923-2069-489f-ac4c-7946d6a68368) [![LOG IN](https://no-cache.hubspot.com/cta/default/2459360/04bb3ea0-778f-4261-b716-8cb51be8b93c.png)](https://cta-redirect.hubspot.com/cta/redirect/2459360/04bb3ea0-778f-4261-b716-8cb51be8b93c) ** ** ** #### [About the Company](https://www1.wsrb.com/about) Who we are and how we serve insurers, agents, and Washington state residents.   #### [CEO Perspective](https://www1.wsrb.com/ceo-perspective-wsrb) Engaging thought leadership on key insurance industry issues from our CEO.  #### [Meet the Team](https://www1.wsrb.com/meet-the-team) Get to know the team behind WSRB’s trusted data and excellent customer service.  #### [Careers](https://www1.wsrb.com/careers) Learn about the benefits of working at WSRB and apply for open positions.   #### [Underwriting Property](https://www1.wsrb.com/resources/underwriting-property-risks) A guide to key risks in Washington state: fire and earthquakes. --- #### [Video Hub](https://www1.wsrb.com/video) Expert webinars, timely discussions, and in-depth conversations with industry leaders..  #### [Commercial Property](https://www1.wsrb.com/risk-assessment-guide) Information on loss costs, policy rating, and assessment tools.   --- #### [Industry Toolkit](https://www1.wsrb.com/resources/industry-toolkit) Links to help you work smarter and serve your customers.   #### [Protection Classes](https://www1.wsrb.com/resources/public-protection) The evaluation process explained from start to finish. --- #### [WSRB Blog](https://www1.wsrb.com/blog) News on emerging risks as well as our latest products.  #### [Library](https://www1.wsrb.com/library) In-depth content on essential insurance topics. --- #### [InsuranceEDGE](https://www1.wsrb.com/insuranceedge) Weekly newsletter covering the P/C industry, curated by our experts.    [![WSRB-Horiz_Logo_RGB](https://www1.wsrb.com/hs-fs/hubfs/images/logos/WSRB-Horiz_Logo_RGB.png?width=150&height=51&name=WSRB-Horiz_Logo_RGB.png "WSRB-Horiz_Logo_RGB")](https://www1.wsrb.com/) [![CREATE AN ACCOUNT](https://no-cache.hubspot.com/cta/default/2459360/aa915923-2069-489f-ac4c-7946d6a68368.png)](https://cta-redirect.hubspot.com/cta/redirect/2459360/aa915923-2069-489f-ac4c-7946d6a68368) [![LOG IN](https://no-cache.hubspot.com/cta/default/2459360/04bb3ea0-778f-4261-b716-8cb51be8b93c.png)](https://cta-redirect.hubspot.com/cta/redirect/2459360/04bb3ea0-778f-4261-b716-8cb51be8b93c) ** ** ** #### [About the Company](https://www1.wsrb.com/about) Who we are and how we serve insurers, agents, and Washington state residents.  #### [CEO Perspective](https://www1.wsrb.com/ceo-perspective-wsrb) Engaging thought leadership on key insurance industry issues from our CEO.  #### [Meet the Team](https://www1.wsrb.com/meet-the-team) Get to know the team behind WSRB’s trusted data and excellent customer service.  #### [Careers](https://www1.wsrb.com/careers) Learn about the benefits of working at WSRB and apply for open positions.   #### [Underwriting Property](https://www1.wsrb.com/resources/underwriting-property-risks) A guide to key risks in Washington state: fire, wildfire, and earthquakes. --- #### [Video Hub](https://www1.wsrb.com/video) Expert webinars, timely discussions, and in-depth conversations with industry leaders..  #### [Commercial Property](https://www1.wsrb.com/risk-assessment-guide) Information on loss costs, policy rating, and assessment tools.   --- #### [Industry Toolkit](https://www1.wsrb.com/resources/industry-toolkit) Links to help you work smarter and serve your customers.   #### [Protection Classes](https://www1.wsrb.com/resources/public-protection) The evaluation process explained from start to finish. --- #### [WSRB Blog](https://www1.wsrb.com/blog) News on emerging risks as well as our latest products.  #### [Library](https://www1.wsrb.com/library) In-depth content on essential insurance topics. --- #### [InsuranceEDGE](https://www1.wsrb.com/insuranceedge) Weekly newsletter covering the P/C industry, curated by our experts.  Search **Search filters** Website pages Blog posts Help Center articles Include results from BuildingMetrix.com [![wsrb_white-logo](https://www1.wsrb.com/hs-fs/hubfs/wsrb_white-logo.png?width=100&height=17&name=wsrb_white-logo.png "wsrb_white-logo")](https://www1.wsrb.com/) ** ** ![](https://www1.wsrb.com/hubfs/two%20sides%20of%20the%20risk%20-%20featured.png) ## [The Partnership Between Agent and Underwriter](https://www1.wsrb.com/blog/the-partnership-between-agent-and-underwriter) July 13, 2026 | 8 min read [Read More →](https://www1.wsrb.com/blog/the-partnership-between-agent-and-underwriter) ### Categories - [Underwriting (37)](https://www1.wsrb.com/blog/tag/underwriting) - [Consumer Resources (26)](https://www1.wsrb.com/blog/tag/consumer-resources) - [Loss Costs (24)](https://www1.wsrb.com/blog/tag/loss-costs) - [Fire Safety (20)](https://www1.wsrb.com/blog/tag/fire-safety) - [Natural Hazards (19)](https://www1.wsrb.com/blog/tag/natural-hazards) - [Protection Class (14)](https://www1.wsrb.com/blog/tag/protection-class) - [Earthquake Risk (13)](https://www1.wsrb.com/blog/tag/earthquake-risk) - [Sprinklers (12)](https://www1.wsrb.com/blog/tag/sprinklers) - [Construction Class (11)](https://www1.wsrb.com/blog/tag/construction-class) - [Data and Technology (11)](https://www1.wsrb.com/blog/tag/data-and-technology) - [Insurance Industry (11)](https://www1.wsrb.com/blog/tag/insurance-industry) - [Property Inspections (10)](https://www1.wsrb.com/blog/tag/property-inspections) - [Risk Assessment (10)](https://www1.wsrb.com/blog/tag/risk-assessment) - [Public Protection (8)](https://www1.wsrb.com/blog/tag/public-protection) - [GIS and Mapping (7)](https://www1.wsrb.com/blog/tag/gis-and-mapping) - [History (6)](https://www1.wsrb.com/blog/tag/history) - [Earthquake (4)](https://www1.wsrb.com/blog/tag/earthquake) - [Compliance (3)](https://www1.wsrb.com/blog/tag/compliance) - [Fun (3)](https://www1.wsrb.com/blog/tag/fun) ### Sign up for blog notifications [![](https://www1.wsrb.com/hubfs/car-insurance-header.jpg) ](https://www1.wsrb.com/blog/auto-rates-how-theyre-made) [Consumer Resources](https://www1.wsrb.com/blog/tag/consumer-resources) ### [Auto Rates: How They're Made](https://www1.wsrb.com/blog/auto-rates-how-theyre-made) February 7, 2024 | 4 min read [![](https://www1.wsrb.com/hubfs/ciu-featured.jpg) ](https://www1.wsrb.com/blog/chasing-fraud-the-criminal-investigation-unit) [Insurance Industry](https://www1.wsrb.com/blog/tag/insurance-industry) ### [Chasing Fraud: The Criminal Investigation Unit](https://www1.wsrb.com/blog/chasing-fraud-the-criminal-investigation-unit) November 13, 2023 | 5 min read [![](https://www1.wsrb.com/hubfs/pet-1-1.jpg) ](https://www1.wsrb.com/blog/pet-insurance) [Consumer Resources](https://www1.wsrb.com/blog/tag/consumer-resources) ### [Pet Insurance: Everything You Need To Know](https://www1.wsrb.com/blog/pet-insurance) August 22, 2023 | 9 min read [![](https://www1.wsrb.com/hubfs/ballot.jpg) ](https://www1.wsrb.com/blog/insurance-commissioner-up-for-election) [Compliance](https://www1.wsrb.com/blog/tag/compliance) ### [Insurance Commissioner Up For Election](https://www1.wsrb.com/blog/insurance-commissioner-up-for-election) July 25, 2023 | 2 min read [![](https://www1.wsrb.com/hubfs/Harwig%20Economy%20Featured%20Image.jpg) ](https://www1.wsrb.com/blog/economic-outlook-and-impact-on-insurance) [Insurance Industry](https://www1.wsrb.com/blog/tag/insurance-industry) ### [Economic Outlook and Impact on Insurance](https://www1.wsrb.com/blog/economic-outlook-and-impact-on-insurance) May 24, 2023 | 8 min read [![](https://www1.wsrb.com/hubfs/movies-11.jpg) ](https://www1.wsrb.com/blog/insurance-at-the-movies) [Insurance Industry](https://www1.wsrb.com/blog/tag/insurance-industry) ### [Insurance at the Movies](https://www1.wsrb.com/blog/insurance-at-the-movies) March 14, 2023 | 6 min read [![](https://www1.wsrb.com/hubfs/images/blog/cryptic-insurance-terms-guide/wildfire-home-damage.jpg) ](https://www1.wsrb.com/blog/confusing-insurance-terms-guide) [Insurance Industry](https://www1.wsrb.com/blog/tag/insurance-industry) ### [Cryptic Insurance Terms: A Guide to Help You and Your Customers](https://www1.wsrb.com/blog/confusing-insurance-terms-guide) April 6, 2021 | 5 min read [![](https://www1.wsrb.com/hubfs/hard-market-individual-risk-premium-modifications.jpg) ](https://www1.wsrb.com/blog/hard-market-individual-risk-premium-modifications) [Underwriting](https://www1.wsrb.com/blog/tag/underwriting) ### [The Hard Market, Individual Risk Premium Modifications: How WSRB Can Help](https://www1.wsrb.com/blog/hard-market-individual-risk-premium-modifications) July 21, 2020 | 4 min read [See More](https://www1.wsrb.com/blog/tag/insurance-industry/page/2) ![Washington Surveying & Rating Bureau logo](https://www1.wsrb.com/hs-fs/hubfs/wsrb_white-logo.png?width=200&height=34&name=wsrb_white-logo.png "Washington Surveying & Rating Bureau logo") Phone: 206-217-0101 Hours: 7:30 AM - 4:00 PM   [Site Map](https://www1.wsrb.com/vis-sitemap) COMPANY RESOURCES FROM OUR BLOG Copyright © 1911 – 2026 WSRB. 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