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If Fire Strikes, Make Every Second Count: Part 3

Posted by Daryl Girnus on July 9, 2019

It’s easy to overlook fire hydrants — until a fire starts. Then hydrants become crucial. Without them, firefighters are less effective at saving your home or business.  Although firefighters carry water on their trucks, it may not be enough to put out a large fire.

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Topics: Home safety, Disaster preparedness, fire hydrants, fire departments, Home Fire Protection

Fire, a painfully expensive peril

Posted by Bryan Stanwood on September 11, 2018

Every 24 seconds, a U.S. fire department responds to a blaze. Every 66 seconds, someone in America reports a structure fire. And every 34 minutes, a fire results in a civilian injury.

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Topics: fire hydrants, fire protection classes, fire departments

Creditable Protection or Just Yard Art?

Posted by Daryl Girnus on October 10, 2017

Fire hydrants play an instrumental role in fire protection, providing water to put out fires. Preventing structure loss and saving lives depends on the availability, abundance and usefulness of water and the hydrant that delivers it.

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Topics: fire hydrants

Is There Meaning Behind the Color of a Fire Hydrant?

Posted by Robert Ferrell on October 3, 2017

When you imagine a fire hydrant, what color comes to mind? Does the color even matter? To the average person, possibly not. But to firefighters, the hydrant’s color is a thing they’re trained to notice.

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Topics: fire hydrants

Public Protection Class Grading 9A vs. 10

Posted by WSRB on October 22, 2013


Prior to 2010, for a dwelling property to avoid receiving a Protection Class (PC) 10, it had to meet certain criteria:

  1. It had to be within the boundaries of a fire district or city AND
  2. It had to be within 5 road miles of a recognized responding fire station

Any dwelling property more than 5 road miles from a recognized responding station, but in the boundaries of a district, would receive a PC 10, meaning it was treated as though there were no fire protection at that address. But this didn’t reasonably reflect the response capabilities of the fire district to which a homeowner was paying taxes. This not only made it more difficult for homeowners to receive insurance but was also a source of frustration to the fire chiefs.

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Topics: Insurance underwriting, loss cost, PC 10, Protection class, fire hydrants, insurance, Home Fire Protection