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Preventing Fire With Fire

Posted by Robert Ferrell on May 21, 2019

For decades, we’ve learned how important it is to do everything possible to prevent forest fires. So, the idea that some fires help control forest fires might seem puzzling. But it’s true. Prescribed burns, also called prescribed fires and controlled burns, help improve forest health and reduce the risk of large, catastrophic wildfires.  

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Topics: Washington state, wildfire, forest fires

WSRB: Celebrating Another Year of Service and Innovation

Posted by Bryan Stanwood on May 14, 2019

Today, WSRB offers insurance companies instantaneous access to data, both on our website and integrated directly into policy administration systems. We’ve come a long way since our founding in 1911, decades before the technology we now take for granted was invented.  

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Topics: Insurance underwriting, property rating, rating bureau, Washington state, fire departments, public protection

Help Your Customers Protect Their Homes with Smart Devices

Posted by Bryan Stanwood on April 30, 2019

Insurers have a long history of giving customer discounts for installing devices in their homes that reduce risk, such as alarm systems and automatic water-shutoff valves. Today’s smart home technologies are evolving quickly and giving consumers new ways to protect their property and belongings. 

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Topics: Home safety, Washington state, insurance, Home Fire Protection, insurance agents, renters insurance, home owners insurance

Busting Myths about Wildfire Risk in Western Washington

Posted by Robert Ferrell on April 16, 2019

We usually think of Western Washington as wet or at least damp, putting it at low risk for wildfires. But a reputation for rainy weather is not, unfortunately, protection against wildfires. 

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Topics: Home safety, Washington state, wildfire, forest fires, fire departments, Home Fire Protection

The Commercial Property Market Remains Hot, Making Now the Time to Understand Co-insurance

Posted by Bryan Stanwood on April 2, 2019

Many major urban areas feel like crane forests these days. In Chicago, 42 high rises are under construction,1 and in the San Francisco Bay Area, the largest construction projects collectively cost $22 billion, more than the gross domestic product of 80 countries.2 Central Seattle is home to 66 major construction projects, with 4.5 million square feet of office space slated to open this year.3

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Topics: P&C, Building Construction, insurance, insurance agents

The Hidden Firefighting Crisis

Posted by Daryl Girnus on March 20, 2019

We all take for granted that, if a fire strikes, firefighters will respond to protect our homes and businesses from devastation. What many people don’t realize is just how many of those firefighters are volunteers.  

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Topics: fire departments, Home Fire Protection, FEMA, public protection

Cryptic Insurance Language - Part 2

Posted by Bryan Stanwood on March 5, 2019

In response to our blog about the cryptic language of insurance, many of you have asked for a sequel. Insurance is full of confusing terms, so we are all too happy to oblige. Hopefully we can shed a bit of light into the darkness with the following clarifications.

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Topics: insurance, home owners insurance

The Snow is Melting, But Hazards Remain

Posted by Bryan Stanwood on February 20, 2019

Now that the snow in Western Washington is beginning to melt and life is slowly returning to normal, it’s tempting to let your guard down. But melting snow brings with it some special hazards to be aware of and prepare for.

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Topics: Hazards, landslide

Protection Class Updates

Posted by Robert Ferrell on February 19, 2019

Providing our Subscribers with the best possible information and data to evaluate risk is our mission. We are constantly searching for new sources of information and, as technology and the world change, we must adapt and evolve to ensure you have the appropriate data. As we evaluated our Public Protection and Building Code Effectiveness Grading Schedule (BCEGS) Classification Manual, we noted that revisions were needed to accommodate the advances in fire protection methodologies and services.

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Topics: BCEGS, PropertyEDGE™, Protection, Protection class, fire protection classes, Subscriber Services

Tornadoes in Washington, How Common Are They?

Posted by Bryan Stanwood on January 29, 2019

After a tornado ripped through Port Orchard, Washington in December 2018, the question on people’s minds was how common are tornadoes in the Pacific Northwest. We did some research and found some interesting stats.

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Topics: Risk Assessment, tornado, home owners insurance