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What is Covered and When to Use the Special Causes of Loss Form, Part 8 in the Commercial Lines Rating Series

Posted by Terry Krueger on July 30, 2019

Insurance is always changing, so we have updated our post on the Special Causes of Loss form, part of our series on the basics of Commercial Rating. We've also updated our posts on the Basic and Broad Causes of Loss forms. Since each post builds on the previous one, we encourage you to read the series from the beginning.

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Topics: Building Construction, Commercial Rating

To Educate Customers about Earthquake Risk, Look Beyond Fault Lines

Posted by Bryan Stanwood on July 23, 2019

If you needed a reminder that the Pacific Coast faces high risk for earthquakes, we’ve recently had four big ones: two quakes in Southern California over the Independence Day weekend and two quakes north of Seattle early on July 12. Hundreds of aftershocks have followed these four quakes.  

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Topics: property rating, risk, Washington State, Hazards, Risk Assessment, landslide, earthquake

Help Homeowners Prevent Water-Related Property Damage

Posted by Bryan Stanwood on July 16, 2019

Sometimes, a small investment in home maintenance can prevent thousands of dollars in damage if something breaks. And, as insurers know, something will eventually break. 

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Topics: Home safety, insurance, insurance agents, home owners insurance

If Fire Strikes, Make Every Second Count: Part 3

Posted by Daryl Girnus on July 9, 2019

It’s easy to overlook fire hydrants — until a fire starts. Then hydrants become crucial. Without them, firefighters are less effective at saving your home or business.  Although firefighters carry water on their trucks, it may not be enough to put out a large fire.

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Topics: Home safety, Disaster preparedness, fire hydrants, fire departments, Home Fire Protection

Keep Your Independence Day Safe

Posted by Robert Ferrell on June 26, 2019

It’s nearly here: the Fourth of July. Time to celebrate freedom with friends, family, fireworks and food. It’s also time to remember that two of the best parts of Independence Day  grilling and fireworks — create fire risk. Let’s explore how you can protect yourself and those you care about so your holiday is fun and safe. 

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Topics: Home safety, Holidays, Home Fire Protection

If Fire Strikes, Make Every Second Count: Part 2

Posted by Daryl Girnus on June 18, 2019

No one wants to contemplate what it would be like to have their home catch on fire, but if yours does, you’ll want firefighters to extinguish the flames as quickly as possible. Fortunately, you can help firefighters respond swiftly. In fact, one of the biggest factors affecting firefighters’ speed in putting out a home fire is what you do long before a fire sparks. Taking a little time now could make a huge difference later, reducing property damage and possibly saving lives.  

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Topics: Home safety, Washington State, Disaster preparedness, fire departments, Home Fire Protection

Introducing 2 New Ways We Can Help You

Posted by Sandra Bird on June 11, 2019

We are always striving to improve your experience as a WSRB customer. In survey after survey, you’ve told us how helpful our customer service team is, but we want to do more. And, as technology advances, we’re committed to leveraging the right tools to help you. 

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Topics: Subscriber Services

If Fire Strikes, Make Every Second Count: Part 1

Posted by Daryl Girnus on June 4, 2019

When a fire ignites, putting it out is all about speed. The faster you or a firefighter douse the flames with water or an extinguisher, the better. If anything slows down the response, the fire burns longer, causes more damage and poses a greater threat to human life.  

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Topics: Disaster preparedness, fire departments, Hazards

Preventing Fire With Fire

Posted by Robert Ferrell on May 21, 2019

For decades, we’ve learned how important it is to do everything possible to prevent forest fires. So, the idea that some fires help control forest fires might seem puzzling. But it’s true. Prescribed burns, also called prescribed fires and controlled burns, help improve forest health and reduce the risk of large, catastrophic wildfires.  

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Topics: Washington State, wildfire, forest fires

WSRB: Celebrating Another Year of Service and Innovation

Posted by Bryan Stanwood on May 14, 2019

Today, WSRB offers insurance companies instantaneous access to data, both on our website and integrated directly into policy administration systems. We’ve come a long way since our founding in 1911, decades before the technology we now take for granted was invented.  

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Topics: Insurance underwriting, property rating, rating bureau, Washington State, fire departments, public protection