Every year, the WSRB Public Protection team evaluates communities across Washington state to determine their Protection Class (PC). In 2020, we’ll be evaluating more than 130.Read More
Every community needs a well-equipped fire department to protect residents’ homes and lives as well as local businesses. But have you ever stopped to wonder how much all the necessary equipment costs? The short answer: more than you probably expect. The more complete answer: there are many reasons for these high costs, so let’s explore them.Read More
Most of the time, ZIP codes improve accuracy. When the U.S. Postal Service (USPS) delivers mail, ZIP codes increase efficiency. When you use a retailer’s website to find local stores, ZIP codes quickly give you useful results. When you use one of our products, an accurate street address-ZIP code pairing will ensure you’re getting data on the right property.Read More
Innovation has become so important to the insurance industry that rating agency AM Best will soon begin evaluating insurers’ innovation abilities. Exactly how that evaluation will work is still being determined, and if you’d like to voice your opinion on how it should work, you still have a little time.Read More
Can your commercial risk be rated on a class basis, or must it be specifically rated? Rule 85 will tell you.
To help you understand when you need to order an inspection to get a specific loss cost, we've updated one of our most popular blog posts. Read on to learn more about Rule 85 and how to apply it.Read More
This Friday is the 13th, so we've updated one of our most popular blog posts. Read on to learn more about why so many buildings don't have a 13th floor.
Throughout history, the number 13 is associated with bad luck and a sense of impending doom. There’s even a term for extreme fear of the number: triskaidekaphobia — which if you try to say that out loud, it might be unlucky for your tongue.Read More
Topics: Building Construction
Thanks to two television series (and a third one in the works), 90210 is perhaps the most famous ZIP code. The tens of thousands of other ZIP codes toil in relative obscurity but are no less important to not just mail delivery but also a wide variety of other business functions.Read More
A warm summer’s evening spent enjoying the Seattle skyline, a grilled feast and the company of good friends. When residents move into apartment and condominium buildings with rooftop decks, that’s the scene playing in their minds. Most of the time, that’s also the reality, at least when the weather cooperates.Read More
It’s unfortunate but true: people get fed up with smoke alarms and disable them. Most often — 73% of the time1 — we simply want to stop nuisance alarms caused by burned food. If people forget to re-enable the alarm, though, they’re putting themselves and property at risk.Read More
Insurance is always changing, so we have updated our post on the Special Causes of Loss form, part of our series on the basics of Commercial Rating. We've also updated our posts on the Basic and Broad Causes of Loss forms. Since each post builds on the previous one, we encourage you to read the series from the beginning.Read More