We’re the Washington Surveying and Rating Bureau, a not-for-profit organization that’s licensed and regulated by the Washington State Office of the Insurance Commissioner.
We inspect commercial buildings and collect information related to fire insurance loss costs. That information goes into property reports that insurance company underwriters use to evaluate risk.
WSRB is not an insurance company: we’re an unbiased third party dedicated to fair and accurate property inspections.
Read on for more info about the property inspection process. Learn more about WSRB here.
Most often, your insurance company or agent has asked us to inspect your property because your policy is up for renewal and you’re seeking new coverage. Or, your insurance company has new underwriting guidelines or needs additional information.
Occasionally, WSRB may inspect a building that hasn’t been inspected for five or more years, even if we haven’t received a request. We want to ensure our data is accurate and up-to-date, especially for buildings with automatic fire sprinkler systems.
If we granted insurance credit related to the sprinkler system, we need to check that credit remains accurate based on the system’s design, current occupancy conditions and system testing and maintenance.
The exact inspection process depends on the building. But the focus is always the same: to understand the physical structure and its risk from a property insurance standpoint.
Our property analysts look at:
Be sure our property analyst can get into the building at the scheduled time and has access to the areas described on this page.
Contact your tenants to let them know when the inspection will happen and what it will involve. Feel free to send them this page so they can learn more about the inspection process.
If you have questions about the inspection process, fill out our contact support form.