by Robert Lacy
A company’s storage design (what they're storing and how they’re storing it) determines the sprinkler system for a building. The amount of combustibles stored based on height, storage arrangements and materials all affect how fast a fire grows and thus the amount of water needed.Read More
A Confidence Test is the common name of the annual inspection, testing, and maintenance of the sprinkler system. Some tests are commonly done once a year as part of the Confidence Test (such as the main drain or local alarm test). Others are performed less frequently but are just as important (such as a trip test using the inspector’s test outlet for a dry system or an internal pipe inspection). When operated, properly maintained sprinkler systems are effective 96% of the time, according to the NFPA.
Among the required automatic sprinkler tests WSRB requires are:Read More
Many businesses host special 4th of July events every year. Whether you’re a restaurant serving a special 4th-inspired menu or an outdoor amphitheater hosting a concert or fireworks, large crowds and the celebratory atmosphere can pose increased fire and general safety risks.
There is a lot of great grilling, campfire, and firework safety info out there, but what about the unique conditions that businesses face on the 4th of July? Here are some tips that we’ve put together:Read More
Most fires begin small enough to be easily put out with a fire extinguisher. Extinguishers are your first line of defense. This is why it is so important to make sure your fire extinguishers are regularly inspected and maintained, in your home and business.
Before we get into inspections and maintenance, here are a few things to check:Read More
You’ve asked all the right questions, they’ve filled out all the forms, you may even know the building, but do you really know what’s going on inside and out of the buildings you insure? It’s impossible to account for every possible situation and condition applying to a building through questions, conversations, and building history and data. This is what makes field inspections a vital part of the underwriting process. Inspections provide an in-person view of the conditions of a building and the operations it is being used for, by an experienced professional who knows what to look for. Field inspectors are looking at risks from the insurer’s perspective, making sure that you know what you should, in order to accurately assess the risk to your client. This is particularly important for high-risk occupancies, such as restaurants, woodworkers, and manufacturing facilities.
Without a field inspection, would you have caught these?Read More