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To Get the Right Data, Start in the Right Place: Part 2

Posted by Zhu Zhu Xiao on October 1, 2019

Most of the time, ZIP codes improve accuracy. When the U.S. Postal Service (USPS) delivers mail, ZIP codes increase efficiency. When you use a retailer’s website to find local stores, ZIP codes quickly give you useful results. When you use one of our products, an accurate street address-ZIP code pairing will ensure you’re getting data on the right property.  

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Topics: Protection class, GIS Mapping, Risk Assessment, flood insurance, liquefaction

To Get the Right Data, Start in the Right Place: Part 1

Posted by Chris Jansen on August 27, 2019

Thanks to two television series (and a third one in the works), 90210 is perhaps the most famous ZIP code. The tens of thousands of other ZIP codes toil in relative obscurity but are no less important to not just mail delivery but also a wide variety of other business functions.

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Topics: Insurance underwriting, loss cost, PropertyEDGE™, fire protection classes, GIS Mapping, Risk Assessment

Do You Know Your Earthquake Classifications?

Posted by Robert Lacy on December 4, 2018

When the Big One hits, what kind of damage can you expect? While it’s up to fate as to how intense or severe the quake will be — or when it will happen — the fact is set in stone. Earthquakes can and do happen here.

 

 

In fact, Washington state is second only to California when it comes to earthquake risk, and this is reflected in our earthquake classifications.

  

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Topics: Insurance underwriting, Building Construction, GIS Mapping, Inspections, insurance, Hazards

Soil Liquefaction for Insurance Underwriting

Posted by Joe Nolan on October 23, 2018

 

 

Located along the infamous Ring of Fire, Washington state experiences an earthquake about once every 8 hours[1]. As an underwriter, chances are you have a number of risks on or near a fault line — over 100 known faults crisscross Western Washington and Oregon.

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Topics: Insurance underwriting, PropertyEDGE™, GIS Mapping, Hazards, earthquake, liquefaction, volcanoes

RCP Codes Demystified

Posted by Terry Krueger on August 21, 2018

According to Wikipedia, RCP could refer to Rochester Community Players, Radio Club Paraguayo, or the Romanian Communist Party.

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Topics: Insurance underwriting, loss cost, RCP codes, GIS Mapping, insurance

Mezzanine vs. Floor — What's the Difference?

Posted by Robert Lacy on May 8, 2018

Some architectural terms — like lobby and foyer, or house and home — are different terms for the same thing. But the same can’t be said of mezzanine and floor. Yes, there’s a difference, and this post will tell you why.

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Topics: Building Construction, GIS Mapping, insurance

Implications of Population Fluctuation on a Community's Protection Class

Posted by Robert Ferrell on May 1, 2018

It doesn’t take a demographic scientist to see how much rapid population growth has impacted King County. Housing is more expensive than ever. Traffic congestion is now among the worst in the world. And, more people are moving into the state than leaving. While some think these are good problems to have, 50% of respondents in an Atlantic Media/Allstate Regional Renewal poll think the growth has had an overall negative impact on the region.

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Topics: GIS Mapping, public protection

Protection Class, GIS and Fun Facts (at least for GIS fans)

Posted by Robert Ferrell on April 24, 2018

As you know, WSRB provides Protection Class (PC) ratings for individual properties through our PROTECTION and PropertyEDGE applications. Just enter an address, and the apps quickly return a PC rating, along with its location on a map and other information such as fire hydrant availability and closest responding fire station.

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Topics: PropertyEDGE™, GIS Mapping, public protection

The Effects of Soil Type on Earthquake Damage

Posted by Joe Nolan on April 3, 2018

When thinking about the effects of an earthquake, imagine a pebble dropped into a pond. It hits the water creating a circular ripple that weakens the farther it moves from the center.

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Topics: Insurance underwriting, PropertyEDGE™, GIS Mapping, earthquake

ZIP Codes, City Boundaries and Business Intelligence

Posted by Chris Jansen on February 27, 2018

Business intelligence is more than a buzzword. Data can now be crunched in thousands of novel ways, helping us make better predictions and more informed business decisions.

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Topics: GIS Mapping