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Do You Know Your Earthquake Classifications?

Posted by Robert Lacy on December 4, 2018

When the Big One hits, what kind of damage can you expect? While it’s up to fate as to how intense or severe the quake will be — or when it will happen — the fact is set in stone. Earthquakes can and do happen here.



In fact, Washington state is second only to California when it comes to earthquake risk, and this is reflected in our earthquake classifications.


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Topics: Insurance underwriting, Building Construction, GIS Mapping, Inspections, insurance, Hazards

Soil Liquefaction for Insurance Underwriting

Posted by Joe Nolan on October 23, 2018



Located along the infamous Ring of Fire, Washington state experiences an earthquake about once every 8 hours[1]. As an underwriter, chances are you have a number of risks on or near a fault line — over 100 known faults crisscross Western Washington and Oregon.

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Topics: Insurance underwriting, PropertyEDGE™, GIS Mapping, Hazards, earthquake, liquefaction, volcanoes

RCP Codes Demystified

Posted by Terry Krueger on August 21, 2018

According to Wikipedia, RCP could refer to Rochester Community Players, Radio Club Paraguayo, or the Romanian Communist Party.

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Topics: Insurance underwriting, loss cost, RCP codes, GIS Mapping, insurance

Mezzanine vs. Floor — What's the Difference?

Posted by Robert Lacy on May 8, 2018

Some architectural terms — like lobby and foyer, or house and home — are different terms for the same thing. But the same can’t be said of mezzanine and floor. Yes, there’s a difference, and this post will tell you why.

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Topics: Building Construction, GIS Mapping, insurance

Implications of Population Fluctuation on a Community's Protection Class

Posted by Robert Ferrell on May 1, 2018

It doesn’t take a demographic scientist to see how much rapid population growth has impacted King County. Housing is more expensive than ever. Traffic congestion is now among the worst in the world. And, more people are moving into the state than leaving. While some think these are good problems to have, 50% of respondents in an Atlantic Media/Allstate Regional Renewal poll think the growth has had an overall negative impact on the region.

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Topics: GIS Mapping, public protection

Protection Class, GIS and Fun Facts (at least for GIS fans)

Posted by Robert Ferrell on April 24, 2018

As you know, WSRB provides Protection Class (PC) ratings for individual properties through our PROTECTION and PropertyEDGE applications. Just enter an address, and the apps quickly return a PC rating, along with its location on a map and other information such as fire hydrant availability and closest responding fire station.

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Topics: PropertyEDGE™, GIS Mapping, public protection

The Effects of Soil Type on Earthquake Damage

Posted by Joe Nolan on April 3, 2018

When thinking about the effects of an earthquake, imagine a pebble dropped into a pond. It hits the water creating a circular ripple that weakens the farther it moves from the center.

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Topics: Insurance underwriting, PropertyEDGE™, GIS Mapping, earthquake

ZIP Codes, City Boundaries and Business Intelligence

Posted by Chris Jansen on February 27, 2018

Business intelligence is more than a buzzword. Data can now be crunched in thousands of novel ways, helping us make better predictions and more informed business decisions.

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Topics: GIS Mapping

One Size Sprinkler System Does Not Fit All

Posted by Robert Lacy on May 9, 2016

by Robert Lacy

A company’s storage design (what they're storing and how they’re storing it) determines the sprinkler system for a building. The amount of combustibles stored based on height, storage arrangements and materials all affect how fast a fire grows and thus the amount of water needed.

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Topics: Automatic sprinkler systems, loss cost, rating bureau, Field inspections, GIS Mapping, Inspections, Home Fire Protection

We're Hosting a Webinar: Earthquakes Explored!

Posted by WSRB on December 1, 2015


Living in the Pacific Northwest, we anticipate that earthquakes will occur. Every so often we even hear about "The Really Big One" that will inevitably hit and change our landscape. We would like to invite you to a webinar hosted by our very own Tracy Skinner, discussing all things earthquake: types, fault lines and buffers, local tectonic plates and Modified Mercalli Intensity. We also will review how WSRB's GIS mapping tool, PropertyEDGE®, can help you evaluate a property risk and increase your DIC cross-sales.

Option 1: Thursday, December 10, 10:00 a.m. to 10:30 a.m. 

Option 2: Tuesday, December 15, 1:00 p.m. to 1:30 p.m. 

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Topics: PropertyEDGE™, rating bureau, GIS Mapping, Hazards