The decision to rate a lower level as a basement instead of a first floor can mean the difference between treating a building as class rated or specifically rated. For an insured, this can have an effect on how their premium is calculated. However, the distinction isn’t always obvious, especially in the hilly Northwest.
Here is a quick guide to how we treat lower levels in our loss cost reports:Read More
Have you ever wondered what those diamonds on flammable liquid containers mean? If so, we have the answer. It's a long one, but certainly helps to make the jobs of our commercial property inspectors easier.Read More