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Finalizing a Protection Class Evaluation

Posted by Robert Ferrell on January 14, 2020

The WSRB Public Protection team is very familiar with the Protection Class (PC) evaluation process, but we know most fire officials, insurance professionals and Washington state residents don’t have time to think about every detail of it. 

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Topics: Protection Class, fire departments, public protection

Inside a WSRB Visit to a Fire Department

Posted by Daryl Girnus on November 20, 2019

Every WSRB Protection Class (PC) evaluation includes an in-person visit from one of our fire protection analysts. We’ll be making more than 100 visits next year, so we want to give you an inside look at one of them. 

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Topics: Protection Class, fire departments, public protection

How WSRB Determines the Protection Class for Each Property

Posted by Robert Ferrell on October 29, 2019

WSRB answers many questions about Protection Classes (PCs) for properties in Washington state. Over the years, we’ve found that some people are surprised to learn that not every property has the same Protection Class as the community it’s in.   

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Topics: Protection, Protection Class, fire hydrants, fire departments, public protection

Preparing for a Protection Class Evaluation

Posted by Robert Ferrell on October 15, 2019

Every year, the WSRB Public Protection team evaluates communities across Washington state to determine their Protection Class (PC). In 2020, we’ll be evaluating more than 130.

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Topics: Protection Class, fire departments, public protection

To Get the Right Data, Start in the Right Place: Part 2

Posted by Zhu Zhu Xiao on October 1, 2019

Most of the time, ZIP codes improve accuracy. When the U.S. Postal Service (USPS) delivers mail, ZIP codes increase efficiency. When you use a retailer’s website to find local stores, ZIP codes quickly give you useful results. When you use one of our products, an accurate street address-ZIP code pairing will ensure you’re getting data on the right property.  

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Topics: Protection Class, GIS mapping, risk assessment, flood insurance, liquefaction

Protection Class Updates

Posted by Robert Ferrell on February 19, 2019

Providing our Subscribers with the best possible information and data to evaluate risk is our mission. We are constantly searching for new sources of information and, as technology and the world change, we must adapt and evolve to ensure you have the appropriate data. As we evaluated our Public Protection and Building Code Effectiveness Grading Schedule (BCEGS) Classification Manual, we noted that revisions were needed to accommodate the advances in fire protection methodologies and services.

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Topics: BCEGS, PropertyEDGE, Protection, Protection Class

Public Protection Class Grading 9A vs. 10

Posted by WSRB on October 22, 2013

Prior to 2010, for a dwelling property to avoid receiving a Protection Class (PC) 10, it had to meet certain criteria:

  1. It had to be within the boundaries of a fire district or city AND.
  2. It had to be within five road miles of a recognized responding fire station.

Any dwelling property more than five road miles from a recognized responding station, but in the boundaries of a district, would receive a PC 10, meaning it was treated as though there were no fire protection at that address.

However, this system didn’t reasonably reflect the response capabilities of the fire district to which a homeowner was paying taxes. Homeowners often had difficulty getting insurance, and fire chiefs found the process frustrating.

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Topics: insurance underwriting, Protection Class, insurance, home fire protection

Fire Extinguisher Inspection and Maintenance: What to Do and When to Do It

Posted by WSRB on June 24, 2013

Most fires begin small enough to be easily put out with a fire extinguisher. That makes fire extinguishers your first line of defense, and it makes proper maintenance crucial to the safety of your home and business.

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Topics: Protection Class, home fire protection

So What is Public Protection?

Posted by Robert Ferrell on June 12, 2013

Public fire protection is a concept almost as old as civilization itself. After a catastrophic fire in 64 A.D., Emperor Nero ordered Rome to be rebuilt using passive fire protection methods. The Middle Ages saw the first fire safety laws and building codes, and by the 1950s, fire protection emerged as its own profession.

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Topics: BCEGS, insurance underwriting, Protection Class, insurance