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WSRB: Celebrating Another Year of Service and Innovation

Posted by Bryan Stanwood on May 14, 2019

Today, WSRB offers insurance companies instantaneous access to data, both on our website and integrated directly into policy administration systems. We’ve come a long way since our founding in 1911, decades before the technology we now take for granted was invented.  

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Topics: Insurance underwriting, property rating, rating bureau, Washington state, fire departments, public protection

Resources for You and Your Business

Posted by Tracy Skinner on June 6, 2017

Taking care of your customers and growing your business often means staying on top of details and gathering a lot of information. Your new WSRB Industry Resources page makes doing that a lot easier. Here is our curated list of industry resources and other helpful links designed to save you time and effort. Make sure to bookmark this page so you can access it quickly.

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Topics: rating bureau

One Size Sprinkler System Does Not Fit All

Posted by Robert Lacy on May 9, 2016

by Robert Lacy

A company’s storage design (what they're storing and how they’re storing it) determines the sprinkler system for a building. The amount of combustibles stored based on height, storage arrangements and materials all affect how fast a fire grows and thus the amount of water needed.

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Topics: Automatic sprinkler systems, loss cost, rating bureau, Field inspections, GIS Mapping, Inspections, Home Fire Protection

We're Hosting a Webinar: Earthquakes Explored!

Posted by WSRB on December 1, 2015

 

Living in the Pacific Northwest, we anticipate that earthquakes will occur. Every so often we even hear about "The Really Big One" that will inevitably hit and change our landscape. We would like to invite you to a webinar hosted by our very own Tracy Skinner, discussing all things earthquake: types, fault lines and buffers, local tectonic plates and Modified Mercalli Intensity. We also will review how WSRB's GIS mapping tool, PropertyEDGE®, can help you evaluate a property risk and increase your DIC cross-sales.

Option 1: Thursday, December 10, 10:00 a.m. to 10:30 a.m. 

Option 2: Tuesday, December 15, 1:00 p.m. to 1:30 p.m. 

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Topics: PropertyEDGE™, rating bureau, GIS Mapping, Hazards

Commercial Lines Rating Series: Part 8 – Causes of Loss – Special Form

Posted by WSRB on February 3, 2015

Causes of Loss – Special Form

Special Cause of Loss provides coverage for risks of direct physical loss unless excluded or limited.

Theft coverage is included when using the limit of insurance (LOI) rating method, but it can be excluded.

The Watercraft Exclusion modifies coverage under Special Form. It excludes watercraft damage to retaining walls that are not part of a building, bulkheads, pilings, piers, wharves, or docks.

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Topics: Property and Casualty Loss Control, property rating, rating bureau, GIS Mapping, insurance

Handy Tips for Using Protection and PropertyEDGE™

Posted by WSRB on November 20, 2014

If you are a WSRB Subscriber, you probably use Protection or PropertyEDGE™, our two programs for finding Protection Class (PC) information and other data in Washington state and beyond.

Although our Geographic Information Systems (GIS) department is constantly updating these map-based systems, you still may occasionally come across a property that doesn’t show up. Over the years, our Customer Service team has developed some tricks of the trade that we’d love to share to make your job easier:

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Topics: Insurance underwriting, property rating, PropertyEDGE™, Protection class, rating bureau, GIS Mapping, Subscriber Services, Home Fire Protection

Additions to Protection Class 9 Criteria Coming Soon

Posted by WSRB on September 30, 2014

The Washington Surveying and Rating Bureau (WSRB) is revising some Protection Classes in Washington State to more accurately classify fire protection capabilities that reduce fire loss.

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Topics: Insurance underwriting, property rating, Protection class, rating bureau, Subscriber Services

New Look, New Logo, Same WSRB

Posted by WSRB on June 24, 2014

With all great things in the world, the time will come where they need to be updated, made greater, or just flat out changed. Our WSRB logo is no different. In about 2002, WSRB incorporated after almost 90 years in business. To signify that change, a creative member of our team developed and introduced the logo that we all know and love today. It’s clever, it’s creative, and it says Washington. However, as times have changed here at the Bureau and as we expand outside of Washington, we began to feel our logo needed to evolve along with us. With the help of Seattle-based design company Eben Design, we have upgraded our look and we’re excited about the results!

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Topics: Insurance underwriting, rating bureau, GIS Mapping, Home Fire Protection

A Soft Story and Earthquakes

Posted by WSRB on June 17, 2014

No, not a bedtime story, but a construction type!

A “soft story” is found in buildings that generally have parking beneath the main floors of the structure:

Essentially they are buildings with large open spaces (parking, commercial establishments, etc.) and typically have 2+ residential floors above. These large openings usually require shear strengthening (stiffening a structure against side-to-side movements) but due to the usage, parking and such, often lack the shear walls.  Put a pencil on your desk and place a flat object on top of it; now press down (careful! Don’t run the pencil through your hand!). Very strong, isn’t it? That strength is called compression. Now move it from side to side. Not at all stable, is it? That is shear. Adding more posts will not change that a great deal unless they are connected to each other from side to side.

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Topics: rating bureau, Building Construction, insurance, Hazards

What Can WSRB Do for You?

Posted by WSRB on May 29, 2014

I just met with a principal of a medium-size insurance agency. During our conversation, he introduced me to his newest producer, who is also new to the insurance industry. He told her I was with WSRB and then asked me to tell her, in 10 seconds, "What can WSRB do for her?" Wow, cover that in the next 10 seconds!

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Topics: rating bureau, fire protection classes, insurance, fire departments