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To Educate Customers about Earthquake Risk, Look Beyond Fault Lines

Posted by Bryan Stanwood on December 4, 2019

Western Washington is one of the most earthquake-prone places in the country,1 yet only 11.3% of homeowners in the state have earthquake insurance, and just 43.2% of commercial properties have coverage.2  

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Topics: property rating, risk, Washington state, Hazards, Risk Assessment, landslide, earthquake

Inside a WSRB Visit to a Fire Department

Posted by Daryl Girnus on November 20, 2019

Every WSRB Protection Class (PC) evaluation includes an in-person visit from one of our fire protection analysts. We’ll be making more than 100 visits next year, so we want to give you an inside look at one of them. 

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Topics: Protection class, Washington state, fire departments, public protection

Preserve the Summer Fun: Prevent Rooftop Deck Fires

Posted by Daryl Girnus on August 20, 2019

A warm summer’s evening spent enjoying the Seattle skyline, a grilled feast and the company of good friends. When residents move into apartment and condominium buildings with rooftop decks, that’s the scene playing in their minds. Most of the time, that’s also the reality, at least when the weather cooperates.  

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Topics: Home safety, Washington state, Home Fire Protection, Hazards

If Fire Strikes, Make Every Second Count: Part 2

Posted by Daryl Girnus on June 18, 2019

No one wants to contemplate what it would be like to have their home catch on fire, but if yours does, you’ll want firefighters to extinguish the flames as quickly as possible. Fortunately, you can help firefighters respond swiftly. In fact, one of the biggest factors affecting firefighters’ speed in putting out a home fire is what you do long before a fire sparks. Taking a little time now could make a huge difference later, reducing property damage and possibly saving lives.  

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Topics: Home safety, Washington state, Disaster preparedness, fire departments, Home Fire Protection

Preventing Fire With Fire

Posted by Robert Ferrell on May 21, 2019

For decades, we’ve learned how important it is to do everything possible to prevent forest fires. So, the idea that some fires help control forest fires might seem puzzling. But it’s true. Prescribed burns, also called prescribed fires and controlled burns, help improve forest health and reduce the risk of large, catastrophic wildfires.  

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Topics: Washington state, wildfire, forest fires

WSRB: Celebrating Another Year of Service and Innovation

Posted by Bryan Stanwood on May 14, 2019

Today, WSRB offers insurance companies instantaneous access to data, both on our website and integrated directly into policy administration systems. We’ve come a long way since our founding in 1911, decades before the technology we now take for granted was invented.  

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Topics: Insurance underwriting, property rating, rating bureau, Washington state, fire departments, public protection

Help Your Customers Protect Their Homes with Smart Devices

Posted by Bryan Stanwood on April 30, 2019

Insurers have a long history of giving customer discounts for installing devices in their homes that reduce risk, such as alarm systems and automatic water-shutoff valves. Today’s smart home technologies are evolving quickly and giving consumers new ways to protect their property and belongings. 

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Topics: Home safety, Washington state, insurance, Home Fire Protection, insurance agents, renters insurance, home owners insurance

Busting Myths about Wildfire Risk in Western Washington

Posted by Robert Ferrell on April 16, 2019

We usually think of Western Washington as wet or at least damp, putting it at low risk for wildfires. But a reputation for rainy weather is not, unfortunately, protection against wildfires. 

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Topics: Home safety, Washington state, wildfire, forest fires, fire departments, Home Fire Protection

WSRB – Then and Now

Posted by Bryan Stanwood on May 15, 2018

As you may know, WSRB was founded in 1911. This month, we celebrate our 107th anniversary, which means we’ve been around about as long as many of the insurance companies who use our products. Of course, our products and services have evolved over the decades, but their purpose has not – protecting property and lives. Continually using the best technology and knowledge available, WSRB has been inspecting properties and providing essential underwriting information almost as long as Washington has been a state*.

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Topics: Insurance underwriting, Protection, Washington state, insurance agents, Loss Cost Lookup

Tips to Prevent Brush Fires

Posted by WSRB on July 15, 2014

For residents of Western Washington, it's easy to grow complacent about wildfire risk. But wildfires do burn here, and so do brush fires. What precautions can we, in Western Washington, take to help prevent a massive blaze? Let's go through a few key preventive measures. 

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Topics: Washington state, wildfire, forest fires, Hazards