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Bryan Stanwood

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Recent Posts

WSRB: Celebrating Another Year of Service and Innovation

Posted by Bryan Stanwood on May 14, 2019

Today, WSRB offers insurance companies instantaneous access to data, both on our website and integrated directly into policy administration systems. We’ve come a long way since our founding in 1911, decades before the technology we now take for granted was invented.  

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Topics: Insurance underwriting, property rating, rating bureau, Washington State, fire departments, public protection

Help Your Customers Protect Their Homes with Smart Devices

Posted by Bryan Stanwood on April 30, 2019

Insurers have a long history of giving customer discounts for installing devices in their homes that reduce risk, such as alarm systems and automatic water-shutoff valves. Today’s smart home technologies are evolving quickly and giving consumers new ways to protect their property and belongings. 

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Topics: Home safety, Washington State, insurance, Home Fire Protection, insurance agents, renters insurance, home owners insurance

The Commercial Property Market Remains Hot, Making Now the Time to Understand Co-insurance

Posted by Bryan Stanwood on April 2, 2019

Many major urban areas feel like crane forests these days. In Chicago, 42 high rises are under construction,1 and in the San Francisco Bay Area, the largest construction projects collectively cost $22 billion, more than the gross domestic product of 80 countries.2 Central Seattle is home to 66 major construction projects, with 4.5 million square feet of office space slated to open this year.3

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Topics: P&C, Building Construction, insurance, Seattle, insurance agents

Cryptic Insurance Language - Part 2

Posted by Bryan Stanwood on March 5, 2019

In response to our blog about the cryptic language of insurance, many of you have asked for a sequel. Insurance is full of confusing terms, so we are all too happy to oblige. Hopefully we can shed a bit of light into the darkness with the following clarifications.

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Topics: insurance, home owners insurance

The Snow is Melting, But Hazards Remain

Posted by Bryan Stanwood on February 20, 2019

Now that the snow in Western Washington is beginning to melt and life is slowly returning to normal, it’s tempting to let your guard down. But melting snow brings with it some special hazards to be aware of and prepare for.

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Topics: Hazards, landslide

Tornadoes in Washington, How Common Are They?

Posted by Bryan Stanwood on January 29, 2019

After a tornado ripped through Port Orchard, Washington in December 2018, the question on people’s minds was how common are tornadoes in the Pacific Northwest. We did some research and found some interesting stats.

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Topics: Risk Assessment, tornado, home owners insurance

On Demand Insurance: Why Niche Players Shouldn't Be Ignored

Posted by Bryan Stanwood on November 6, 2018

In today’s service economy, it’s all about finding a niche. No matter the industry, if there’s a customer need not being filled, someone will find a way to address it. A niche doesn’t have to be sexy or earth-shattering. Even a small innovation can have a sizeable impact.

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Topics: Property and Casualty Loss Control, insurance

Fire, a painfully expensive peril

Posted by Bryan Stanwood on September 11, 2018

Every 24 seconds, a U.S. fire department responds to a blaze. Every 66 seconds, someone in America reports a structure fire. And every 34 minutes, a fire results in a civilian injury.

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Topics: fire hydrants, fire protection classes, fire departments

WSRB & AAF: Putting Heat on Arson Prevention

Posted by Bryan Stanwood on August 14, 2018

It may not surprise you to learn that fire is one of the major causes of loss in the United States. But it may come as a shock to realize that many fires are started on purpose.

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Topics: fire protection classes, fire departments, Home Fire Protection

Maximizing the Benefits of the Advanced Risk Search

Posted by Bryan Stanwood on July 3, 2018

If you’re a WSRB subscriber, you’ve probably used our Risk Search tool to find surveys and loss costs. But did you know this tool can also help you make smarter marketing and Tentative Loss Cost decisions?

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Topics: Insurance risk searches